How to Find Your IFSC Code from Account Number
Step-by-step guide to finding your IFSC code using your account number, cheque book, passbook, or net banking.
Method 1: Cheque Book
The easiest way is to look at your cheque book. The IFSC code is printed on the top of each cheque leaf, usually near the bank logo and branch name. It is clearly labelled as 'IFSC' or 'IFSC Code'.
Method 2: Passbook
Your bank passbook's first page typically contains the branch's IFSC code, MICR code, and full branch address. If you have a physical passbook, check the inside front cover.
Method 3: Net Banking or Mobile App
Log in to your bank's internet banking portal or mobile app. Navigate to 'Account Details' or 'My Accounts'. The IFSC code is usually shown alongside your account number and branch name.
Method 4: Bank's Official Website
Visit your bank's official website and look for an 'IFSC Code Finder' or 'Branch Locator' tool. Enter your branch name, city, or state to get the IFSC code.
Method 5: IFSC Directory (This Website)
Use the search bar above to type your bank name and branch or city. Results appear instantly with the full IFSC code, branch address, and transfer capabilities.
Can You Derive IFSC from Account Number?
No — bank account numbers in India do not embed the IFSC code. The account number only identifies your individual account within the bank. The IFSC is a separate code for the branch. You must look it up using one of the methods above.
Frequently Asked Questions
Is the IFSC code the same as the account number?
No. The IFSC code identifies the branch, while the account number identifies your individual account. Both are required for electronic transfers.
What if I don't have a cheque book or passbook?
You can find your IFSC code via your bank's mobile app, net banking portal, or by calling your branch's customer care number.
Can two different branches of the same bank have the same IFSC?
No. Every branch has a unique IFSC code. If two physical locations share the same IFSC, they are treated as one branch by the banking system.
My IFSC code doesn't work for a transfer — what should I do?
Verify the code on the official RBI website or here on IFSC Directory. Some codes change after bank mergers. If the code has changed, look up the current active code for your branch.