IFSC Code — Indian Overseas Bank GUJJARWALIOBA0000197
Branch Details
- IFSC Code
- IOBA0000197
- MICR Code
- 141020521
- Bank
- Indian Overseas Bank
- Branch
- GUJJARWAL
- Address
- NEAR GURUDWARA JAI SIN MAIN BAZAAR GUJJARWAL PIN 141202
- City
- LUDHIANA
- District
- GAJJARWAL
- State
- PUNJAB
- Contact
- 2864378
Transfer Support
Location
Frequently Asked Questions
What is the IFSC code for Indian Overseas Bank GUJJARWAL branch?
The IFSC code for Indian Overseas Bank GUJJARWAL is IOBA0000197.
What is the MICR code for Indian Overseas Bank GUJJARWAL?
The MICR code is 141020521.
Does Indian Overseas Bank GUJJARWAL support NEFT, RTGS, and IMPS?
NEFT: Yes. RTGS: Yes. IMPS: Yes. UPI: Yes.
What is the address of Indian Overseas Bank GUJJARWAL branch?
NEAR GURUDWARA JAI SIN MAIN BAZAAR GUJJARWAL PIN 141202
How to use the IFSC code IOBA0000197 for online money transfer?
To transfer money, enter IOBA0000197 as the IFSC code when adding Indian Overseas Bank as a beneficiary in your bank's net banking or mobile app. Use NEFT for non-urgent transfers, RTGS for high-value transfers above ₹2 lakh, or IMPS for instant 24×7 transfers.
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Last verified: 29 June 2026. Source: RBI via razorpay/ifsc.